Welcome to Rochester Auto Finance and Car Loans
We believe car buying should be fun, not a headache. Our company was started to help people save time and start driving. If you are in need of financing we are here to help. We understand your credit may be less-than-perfect credit that's why we work with a large network of lenders in Rochester and throughout New York. Many of the lenders we work with specialize in helping people with bad credit get back on their feet. If you had good credit you can expect ultra competitive rates from our lenders. If you live outside Rochester and would still like to utilize our service, visit our national site to apply for an auto loan in New York.
Competitive Interest Rates - It Depends on Your Credit
To many buyers, the most important factor in buying a car is how much it costs. A major portion of many car payments are interest payments. With that in mind, the lower the rate the less you will have to pay each month. Nearly all lenders base your interest rate on your credit history.
We frequently get asked: "What is the easiest way to check my credit?" There are various options available to consumers but we recommend AnnualCreditReport.com because it is the official site but on by the credit agencies for consumers to check their credit history.
Please note that a credit report is different than your credit score.
Your credit score is determined based on your credit report but they are not the same. If you are looking to check your credit score be careful because most companies will try to charge you a month fee instead of a one time fee.
Applying for an Auto Loan with Rochester Auto Finance and Car Loans is:
- 100% Secure and Encrypted
- Completely Automated
- Absolutely Free
- Hassle Free
- Takes Just Minutes
- Designed to Help You